Credit Card Collection Defense

Consumer Law and Credit Card Defense are two areas of law at which our firm has a great deal of experience. With the rise of delinquent debt and the outsourcing of that debt to shady collection agencies, having an attorney to protect your interests has become vital. If you have been sued in Allegheny or any of its surrounding counties, our firm can help you defend this claim at minimal cost, with a great chance at success. Contact our office here.

We have seen a number of unsavory collection agencies use unethical and sometimes illegal means to attempt to collect debt. We have heard stories of repeated phone calls at home and at work, threats of legal action, threats of jail time, threats of wage garnishment and worse.

All of those activities are illegal and contrary to the rights afforded you under federal and state laws. Often times, these agencies purchase delinquent debt for pennies on the dollar and then use any means possible to collect from the debtor (you!).

Another scenario that we see is where the first collection agency sells the debt again to another agency, and so on, making it difficult to ascertain whether you actually owe any debt to that company or to any company.

The Fair Debt Collection Practices Act sets forth the specific rights of the debtor and further sets forth the acceptable collection practices that the collector may use. 

I am well versed in the rights of creditors and debtors, and in many areas of consumer law, based in part in my knowledge of the law and my experience in dealing with hundreds and hundreds of these types of cases. If you have a collection agency attempting to collect a debt from you, please contact my office at 412-823-8003 or send an email to Attorney Greg Artim