FCRA violations

Fair Credit Reporting Act

The Fair Credit Reporting Act, or FCRA, is a federal statute that was enacted by Congress to address credit report issues.  Congress has recognized that the FCRA promotes accuracy, fairness, and privacy of information in the files of consumer reporting agencies. The Act is meant to ensure that your credit reports are accurate, and that

Fair Credit Reporting Act Read More »

credit card lawsuit defense

Artim Law 1-2-3 Process can’t be loaded because JavaScript is disabled: Artim Law – Our Process ( If you have received a letter from our firm or from a debt collector, you’re either being sued on a credit card case or you’re about to be sued on a credit card case. These lawsuits can be filed in the

Artim Law 1-2-3 Process Read More »

debt collector threats

Zombie Debt

Have you just received a debt collection letter or lawsuit on an old credit card account that you forgot about? This is known as “Zombie debt”, we hear about it all the time. You may have had a credit account from years ago that you defaulted on and you simply forgot about it. Perhaps you

Zombie Debt Read More »

FCRA violations

The Big 5 Violations

We receive a lot of calls from consumers about debt collector harassment.  There are many things that a debt collector can do that are illegal and violate your rights. In our experience, there are five (5) FDCPA violations that we see with much greater frequency than others. 1 Threatening action, such as wage garnishment, that

The Big 5 Violations Read More »

Credit Card Lawsuit

But I owe the money

This is a phrase that we hear on a daily basis when someone calls our office on a credit card lawsuit consultation. We ask if they are looking to defend or settle. We start to talk about the possibility of defending the case. We review basis facts like who the original creditor is and who

But I owe the money Read More »

debt collector threats

Collection Threats

Is a Collection Agency threatening you? Are they threatening to garnish your wages or throw you in jail? If so, contact Attorney Greg Artim right away as you may be able to file a lawsuit against the collection agency.

Collection Threats Read More »

debt lawsuit defense

Debt Settlement

Should you hire a debt settlement company? The answer is always NO! High fees, little benefit, if any, and there are many scam companies. That is my summary of debt settlement companies in this country.

Debt Settlement Read More »

Pin It on Pinterest