Discover Bank lawsuit

Debt Lawsuit Defense

This section of the website deals solely with Credit Card lawsuits that are filed in PA, whether they are filed by the original Credit Card companies or by Collection Agencies and Junk Debt Buyers.  Hopefully, your mind will be put at ease once you begin to understand the process of what happens and the very high success rate that we have in handling these debt collection lawsuits. 

A consultation is free. Please call us at 412-823-8003 before you call the debt collector.

Over the past decade the frequency of debt collection lawsuits against the working-class consumer continues to rise.  While the legal process is daunting and confusing you do not have to face it alone.  My firm is here to represent the consumer against these often baseless and damaging claims that can affect your life, family and credit for years.  Our firm takes the time to review each individual case and will discuss every option and possibility with our client to bring about the most cost effective solution to a problem.  Most of these claims should be defended by a consumer attorney (please don’t try to play lawyer and handle a claim yourself, that’s a surefire way to turn a winner of a case into a loser) but there are a few instances where the claims should be settled. We take a look at each individual case and discuss the options and possibilities with every prospective client.  We look at all factors of a claim before deciding what to do.  Some of these include:

  1. who is suing you;
  2. which attorney or law firm is representing the debt buyer or credit card company;
  3. when the last payment was made on the account;
  4. who the original creditor is;
  5. the size of the lawsuit;
  6. the specific court in which the lawsuit is filed; and
  7. the cost-effectiveness for the client to either defend or settle.

Over the last several years, my firm has typically handled about 25 to 30 of these cases every month, both at the District Justice and Court of Common Pleas level.  We have seen almost everything that can happen in a credit card lawsuit. We are at the forefront of credit card case law in Pennsylvania as our firm has been the counsel of record for many precedential cases across the Commonwealth.  Clay Morrow, one of our founding attorneys, was counsel on the most cited credit card case in PA (Worldwide Asset v. Stern and its companion), and we have had precedential opinions issued in several counties on several different issues involving evidentiary issues on credit card and student loan cases.  In other words, we know what we are doing and we have the respect of judges and attorneys throughout Pennsylvania.

Credit Card DefenseFor starters, our success rate on credit card and collection agency cases is through the roof, literally. We have lost only a small handful of collection agency cases over the last several years and most of the ones that were lost were overturned on appeal or settled at a very low figure. We handle cases at the local magistrate (District Justice) and at the Court of Common Pleas level on a flat fee or a staged flat fee basis.  With a flat fee, the client will know his/her legal costs before retaining our firm.  This eliminates any surprises to the client regarding costs to defend a case.

It is my hope that the information on this site can help ease your worries about the legal/financial troubles that you are having with these allegedly delinquent credit card accounts. Please feel free to contact me if you need legal assistance or find that your specific question is not answered here. While I cannot respond to every inquiry, I do make a concerted effort to respond to those that I can help and I also make an effort to refer those whom I cannot help to another qualified attorney.

Please contact our office at 412-823-8003, send an email to Attorney Greg Artim or submit a case inquiry via our contact form.

This website is for advertising purposes only. Viewing this material or submitting a contact inquiry does not establish an attorney-client relationship between you and our firm.  All Clients must sign a written Fee Agreement for representation.


Meet Greg Artim

Greg Artim is an attorney who focuses on Consumer Law issues in Pennsylvania, including Debt Collection lawsuit defense, FDCPA Violation claims, Lemon Law, Student Loan lawsuit defense and Debt Negotiation. Greg has extensive experience in defending lawsuits that are filed by credit card companies or collection agencies across the state. With over 2500 collection cases under his belt, Greg can advise on your legal issue and determine an appropriate course of action, be it a negotiated settlement or lawsuit defense.

Call the office today at 412-823-8003

or email greg@gregartim.com

Free, no obligation 15 minute consultation.

CONTACT ME TODAY