You’ve been sued by Midland Credit Management or Portfolio Recovery or some other debt buyer. What do you do now? Are there defenses? Should you settle? How about Bankruptcy? Do you really owe the money? What is the Statute of Limitations? Read the posts below to get answers to all of the questions that you’re having about these lawsuits.

Credit Card Defense in Pennsylvania
Credit Card lawsuits are at an all time high across Pennsylvania. Between the major collection agencies and credit card companies, ...
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PA Statute of Limitations
A Statute of Limitations is a law which sets forth the maximum time period for which a person or business ...
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Negotiate with a Collection Agency?
The answer to this question depends upon whom you are dealing with. If you are dealing with an actual credit ...
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Do I need an Attorney on a Credit Card case?
I get this question quite a bit. Do I need an attorney on this credit card case, or can I ...
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Junk Debt Buyers
A junk debt buyer is a company that buys defaulted credit accounts. These can be credit cards, auto loans or ...
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Should I file for Bankruptcy?
This is a really big question at my office. An individual calls because they are being sued by a collection ...
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Debt Lawsuit Defense
This section of the website deals solely with Credit Card lawsuits that are filed in PA, whether they are filed ...
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District Justice (Magistrate) lawsuits
Many collection agency lawsuits are filed at the magistrate or district justice level. (District Justice and Magistrate are the same ...
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Credit Card Statute of Limitations
This is the big question when a potential client calls our office for a consultation. It's usually the first question ...
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Credit Card Lawsuit Defense in PA
Consumer Law and Credit Card Lawsuit Defense are two areas of law at which our firm has a great deal ...
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Debt Settlement
In my practice of law, this is the one term that absolutely makes my skin crawl. I have had countless ...
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Capital One – Have they sued you?
Has a lawsuit been filed against you by Capital One Bank? Fortunately, you have found this website and you have ...
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Debt Collection Defense
Debt Collection Defense is an area of law at which my firm has a great deal of experience. With the ...
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Pittsburgh Collections Defense Attorney
Debt Collection Defense is the focus of our legal practice. We handle between 30 and 40 defense cases per month. Most ...
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Consumer Law
Consumer Law is the area of law that seeks to protect the individual consumer (the retail purchasers of goods and ...
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Credit Card Lawsuit FAQ’s
I have defaulted on a Credit Card account, what can happen? Will I get sued by the Credit Card Company? ...
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Credit Card Attorney
The largest part of my legal practice focuses on defending individuals who are sued on delinquent or defaulted Credit Card ...
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Collection Agency Lawsuits in Pennsylvania
There are several large collection agencies that file lawsuits in Pennsylvania. Cavalry, LVNV, Midland Funding, Portfolio Recovery Associates, and Unifund ...
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Can the Debt Collector or Collection Agency threaten me?
The threats that I hear on credit card cases really throw me for a loop. Recently, a lady called my ...
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Can I win against a Collection Agency?
Knowing what I know, it is surprising to me how many people think that collection agencies cannot be beat in ...
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Credit Card Defense in Pittsburgh
Credit Card lawsuits are at an all time high in Allegheny County. Between the major collection agencies and credit card ...
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Discover Bank – Have they sued you?
Discover Bank is one of the major credit card issuers in the United States. They are just behind Visa and ...
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