Have you received a collection letter from FIA Card Services? or a telephone call? has a lawsuit been filed against you by FIA? Fortunately, you have found this website and you have found a Consumer Attorney who is willing to help defend you.
FIA Card Services is allegedly a subsidiary of Bank of America. They file dozens of lawsuits daily in hopes of collecting on old debt claims that have been charged off by the original creditor.
Our approach to defending lawsuits filed by FIA Card Services is twofold. First, we defend the case based upon a lack of legal sufficiency. In general, when a party files a lawsuit in Pennsylvania, there are several issues that need to be recited in the lawsuit. In other words, facts must be established that tend to prove that you had a credit account, that you defaulted on it and that FIA has the right to sue you and collect on the alleged debt.
In my experience, I have found that the lawsuits filed by FIA are usually legally insufficient. We object to these lawsuits on insufficiency grounds with great success.
In the event that FIA is able to cure the insufficiency objections, we then move on to defending the claim on its legal merits, i.e. whether you actually had the account, whether you actually defaulted on it, when the alleged default occurred, et cetera.
Our firm has a great deal of experience in defending credit card collection cases. With the rise of delinquent debt and the outsourcing of that debt to shady collection agencies, having an attorney to protect your interests has become vital. If you have been sued in Allegheny or any of its surrounding counties, by FIA Card Services or another collection agency, our firm can help you defend this claim at minimal cost, with a great chance at success. Contact our office here, or call me at 412-823-8003.