Hilco – Have they sued you?
Have you received a collection letter from Hilco? or a telephone call? has a lawsuit been filed against you by Hilco? Fortunately, you have found this website and you have found a Consumer Attorney who is willing to help defend you.
Hilco is a company that buys bad debt to try to make a profit. They can be grouped with other companies that are known as Junk Debt Buyers. They buy large blocks of allegedly defaulted credit accounts for pennies on the dollar, sometimes for even less, for the sole purpose of attempting to collect whatever they can on those accounts from individuals just like you. We have found that they have recently purchased a large block of DaimlerChrysler and GM accounts. They file dozens of lawsuits in almost every county on a daily basis in hopes of collecting on old debt claims that have been charged off by the original creditor.
Our approach to defending lawsuits filed by Hilco is twofold. First, we defend the case based upon a lack of legal sufficiency. In general, when a party files a lawsuit in Pennsylvania, there are several points that need to be placed in the lawsuit. In other words, facts must be established that tend to prove that you had a credit account, that you defaulted on it and that Hilco Receivables has the right to sue you and collect on the alleged debt.
In my experience, I have found that the lawsuits filed by Hilco Receivables are usually legally insufficient. We object to these lawsuits on insufficiency grounds with great success.
In the event that Hilco is able to cure the legal insufficiency objections, we then move on to defending the claim on its legal merits, i.e. whether you actually had the account, whether you actually defaulted on it, when the alleged default occurred, et cetera.
Our firm has a great deal of experience in defending credit card collection cases. With the rise of delinquent debt and the outsourcing of that debt to shady collection agencies, having an attorney to protect your interests has become vital. If you have been sued in Pennsylvania by Hilco or another collection agency, our firm can help you defend this claim at minimal cost, with a great chance at success. Contact our office here, or call me at 412-823-8003.